Secured business loans from €25,000 to €500,000
No hidden or early settlement fees
Loan term of 24-48 months with fixed monthly repayments
24/7 professional support to help you manage your business
Let your business grow
We know how important it is to get access to finances for a business. Since 2016, we provide lending to businesses, providing them with the capital they need to grow. With our better value business loans, borrowers can boost their cash flow, invest in equipment, or even launch a new product line
Get all the benefits
We are more than just a lending company. Each loan includes 24/7 business support, which helps you save money on professional services. Our experienced team is ready to support your business throughout the entire loan period in all necessary areas, such as accounting, financial analytics, legal support as well as the services of a professional coach for building higher sales portfolio
1
Apply for a loan online in 5-10 minutes
Fill out the form and let us quickly check your eligibility for a loan
2
We will contact you shortly
Our credit assessment expert will call you shortly to get additional information about your business
3
Decision within 3-5 business days
If your business loan is approved, the money will be transferred to your company's bank account
Ready to borrow?
Apply for a loan and let us quickly perform a preliminary check of your business
People often ask
What is needed to get a business loan?
2 years of business history
Business assets that can be used as collateral
Personal guarantee
No negative news/derogatory information associated with the company
What types of loans does UCG TRUST provide?
Exclusively secured business loans. We provide lending only to businesses secured by their assets, which can be used as collateral
What is the maximum amount that business can borrow?
The maximum loan amount is € 500,000 or its equivalent
What is the maximum loan period?
The maximum loan period is 48 months. However, borrowers can repay the loans ahead of schedule without any early termination fee charges
What is the interest rate on the loan?
Interest rates on the loan are calculated based on the borrower's credit rating and its creditworthiness.
Each borrower is given a Grade rating that ranges from A to E, which directly reflects the interest rate that ranges between 10% and 16% APR
How long does it take to receive a loan?
When applying for a loan, our credit assessment team performs a preliminary business check, which takes up to 3 business days.
Subsequently, we contact the business owner for any additional information if necessary, which can help us evaluate their assets and define their creditworthiness.
In the case of loan approval, our company transfers money to the borrower's bank account. Typically, the process starting from submission of the loan application to actually receiving funds on the account takes up to 10 business days. Please be advised, some loan processing may require addition time
Subsequently, we contact the business owner for any additional information if necessary, which can help us evaluate their assets and define their creditworthiness.
In the case of loan approval, our company transfers money to the borrower's bank account. Typically, the process starting from submission of the loan application to actually receiving funds on the account takes up to 10 business days. Please be advised, some loan processing may require addition time
