UCG TRUST | 2024 RESULTS

UCG TRUST | 2024 RESULTS

The UCG TRUST platform has completed 2024 with steady performance, providing reliability in delivering fixed income to its investors and demonstrated consistent financial growth over the year with steady revenue increases recorded across all quarters.

Throughout the year, our company continued to provide secured business loans with annual interest rates ranging from 10% to 16%. This ensured regular fixed income for investors, confirmed by stable monthly interest payments.

Thanks to an effective creditworthiness assessment system and strict collateral requirements, the level of actual losses remains below forecasted values, indicating the reliability of the risk management methods applied. 

2024 august results

 

As of the end of December 2024, we achieved the following results:

  • Total Investments

The total amount invested through the platform increased significantly from €786 million in 2023 to €967 million in 2024. This growth reflects the trust of new and existing investors in the company's investment strategies.

2024 august results

 

  • Loans Under Management

The volume of loans under management increased from €412 million in 2023 to €523 million in 2024, showcasing the company's expanding portfolio and its ability to support a larger base of borrowers.

2024 august results

 

  • Total interest paid to investors

 Over the two-year period, the total interest paid to investors increased from €80 million in 2023 to €130 million in 2024, underlining the company's commitment to providing consistent returns.

2024 august results

 

To protect investors from potential borrowers defaults, we use the Provision Fund, which is formed from a portion of interest payments on loans and serves as a buffer to compensate for missed payments. The Provision Fund size grows proportionally to the total volume of loans issued, providing coverage for expected losses at a level of approximately 200%.  

2024 august results

 Graph: Comparison of the Provision Fund and Actual Losses

 

The graph compares the size of the Provision Fund and the actual losses  from 2023 to 2024. The data highlights the company's proactive risk management strategy, with the Provision Fund consistently exceeding actual losses as well as ensuring a strong financial stability.

UCG TRUST exhibits resilience and reliability in investment management, ensuring capital protection for its clients through the effective use of the Provision Fund and strict borrower evaluation procedures. This strategy allows the company to maintain stable income and minimize risks associated with potential defaults.

Thank you to all our customers who have been with us from the start or joined us along the way. All these indicators would not be possible without you.