DISCOVER A NEW WAY OF INVESTING

All investments are protected

All investments are protected

We protect your investment using the Provision Fund, which automatically reimburses investors if a borrower misses a payment
No currency risk

No currency risk

UCG TRUST offers investment accounts in such currencies as EUR and GBP to protect investors from currency risk

Fixed APR

Fixed APR

Only with a fixed income you can create confidence in the future. Thousands of people join us for the stability of the financial planning
Monthly withdrawal of income

Monthly withdrawal of income

Your income can be withdrawn to a bank account at anytime by submitting withdrawal application form

Investing has never been so simple

Whether you're an experienced investor or just a beginner, we keep it simple to save your time.
You'll get a fixed monthly income without need to be an expert

Ready to invest?

Register as an investor

Setup your account in 5 minutes

Let us quickly check your ID

Transfer money to your account

Start earning fixed monthly interest

Start investing alongside

23,617 investors

How it works

We connect your capital with businesses giving the finance they need to grow. Our strategy is time-tested and our job is to make it work for you as simple as possible

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Investors

Each month our investors (using intuitively simple online account) earn regular returns based on their fixed term investment plan

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UCG TRUST

We provide secured business loans to hundreds of creditworthy businesses and perform payments of fixed annual interest

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Businesses

Borrowers make repayments with interest, which contributes to the growth of invested capital

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Investors

Each month our investors (using intuitively simple online account) earn regular returns based on their fixed term investment plan

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We provide secured business loans to hundreds of creditworthy businesses and perform payments of fixed annual interest

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Businesses

Borrowers make repayments with interest, which contributes to the growth of invested capital

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How lending works

UCG TRUST invests the received funds from investors into secured business loans. Our experienced credit assessment team uses innovative technology with their detailed understanding of business lending. Each borrower is given a Grade rating that ranges from A to E, which directly reflects the interest rate on the loan from 10% to 16% APR

We simplified the process as much as possible for you as an investor. You no longer need to analyze each loan, wait for income and guess when a borrower will make repayments since our team will handle it for you. 

Your investment accounts at UCG TRUST operate in a similar manner as typical savings accounts, where you receive regular monthly interest payments within your investment plan

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How lending works

UCG TRUST invests the received funds from investors into secured business loans. Our experienced credit assessment team uses innovative technology with their detailed understanding of business lending. Each borrower is given a Grade rating that ranges from A to E, which directly reflects the interest rate on the loan from 10,5% to 18% APR

We simplified the process as much as possible for you as an investor. You no longer need to analyze each loan, wait for income and guess when a borrower will make repayments since our team will handle it for you. 

Your investment accounts at UCG TRUST operate in a similar manner as typical savings accounts, where you receive regular monthly interest payments within your investment plan

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How lending works

UCG TRUST invests the received funds from investors into secured business loans. Our experienced credit assessment team uses innovative technology with their detailed understanding of business lending. Each borrower is given a Grade rating that ranges from A to E, which directly reflects the interest rate on the loan from 10,5% to 18% APR

We simplified the process as much as possible for you as an investor. You no longer need to analyze each loan, wait for income and guess when a borrower will make repayments since our team will handle it for you. 

Your investment accounts at UCG TRUST operate in a similar manner as typical savings accounts, where you receive regular monthly interest payments within your investment plan

How we manage the risks

At UCG TRUST, we take investor protection very seriously. Unfortunately, some loans default, but you have nothing to worry about since we already factored in such risks before calculating your fixed returns.


To reduce the level of risk, we provide additional protection for our investors. When a business is unable to repay their loan, we protect your investment using the Provision Fund, which automatically reimburses investors if a borrower misses a payment.


Consequently, your interest rate is fixed for the full term and is paid monthly on the 1st day for the previous month, which can be withdrawn to your bank account at any time

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How we manage the risks

At UCG TRUST, we take investor protection very seriously. Unfortunately, some loans default, but you have nothing to worry about since we already factored in such risks before calculating your fixed returns.


To reduce the level of risk, we provide additional protection for our investors. When a business is unable to repay their loan, we protect your investment using the Provision Fund, which automatically reimburses investors if a borrower misses a payment.


Consequently, your interest rate is fixed for the full term and is paid monthly on the 1st day for the previous month, which can be withdrawn to your bank account at any time

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Fees and tax

Your returns are free from any fees

There is no fee for servicing your investment account. Our profit depends on how we handle borrowers and the less default loans we have, the more profit we receive. Therefore, we approach our investments with great care and diligence

Your return is before tax

The income earned at UCG TRUST is taxed for each investor based on legislation of the respective country where the investor is a tax resident. For more information, please consult the appropriate revenue service or a tax specialist

What makes us different

Financial stability

We know how important it is to be confident about financial stability. Fixed income is the best solution to make your plans work

Proven track records

More than 90% of investors continue investing with us after their first year of experience

Money protection

We understand that trust isn't just a word, but specific actions aimed at protecting investment. Our Provision Fund was created precisely for this

Statistics

Operating history

Updated on:
March 5, 2024

Total invested

€ 820,008,142

Interest paid to investors last month

€ 3,571,635

Number of registered investors

23,617

Loans under management

€ 428,422,538

Total interest paid to investors

€ 87,604,277

Average investment

€ 34,721

Total invested

Loans under management

Total interest paid to investors

Statistical information, materials and tables have been prepared by UCG TRUST. However, this information should not be comprehended as financial, tax, or accounting advise. The information provided on this portal is subject to updating and may change without any notice. Any statistical information is not indicative of future performance

Open an account and start earning today